Insurance solutions for Small & Medium Business – Business Sense

Targeted coverage of your business with the assurance of Generali!

Business Sense has been designed for those who want targeted coverage of their business and access to basic covers with a very competitive premium. It provides cover of damage from fire, earthquake, natural disasters, malicious / terrorist activity. Combining the above coverage with the low cost makes it appropriate even for business with mortgages. At the same time, the program consists of basic and optional covers, so you can always adjust it, depending on your changing needs!


Damage due to:

  • Fire
  • Lighting
  • Explosion
  • Smoke
  • Boiler damage
  • Vehicle impact
  • Fall of aircraft
  • Fall of trees


  • Fire Civil Liability up to 30.000€


Also covered:

  • Permit issue expenses and technical design expenses
  • Adjustment of insured capital due to increase in consumer cost index.
Optional Covers

Damages due to:

  • Earthquake
  • Flood
  • Hail
  • Storm
  • Disruption of public order
  • Malicious damage and acts of terrorism
Rewards & Discounts

Generali rewards you with discount on the insurance premium, in the following cases:

  • if your business makes use of renewable energy sources
  • if there have been no claims, during the previous insurance period
  • if you maintain other insurance policies at Generali (under same VAT n.)

Let's talk about your
needs and dreams

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Information Document

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Insurance Product Information Document (IPID)

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