GROUP HEALTH INSURANCE FOR SMALL & MEDIUM BUSINESSES

The notions “people”, “colleagues” and “team” are high on the list of values that define the governing principles of contemporary, competitive businesses. Through co-operation and mutual development, goals are attained; bonds are strengthened; and high morale is established. The effective utilization of human capital is the primary goal of every dynamic and promising new business.
The core and essence of a business is – in fact – comprised by the people who work in and for it; their desire to contribute productively; their dedication and devotion to a common goal. It is important for an individual to feel that he/she is dedicating his very best efforts to a business that is genuinely concerned about the welfare of its people, and not a faceless, corporate entity.
At Generali, with more than 130 years of experience and the know-how of a global insurance group, we provide flexible, comprehensive group life insurance programs for businesses in all sectors.
There are three different group health insurance programs for small & medium businesses; with 10 to 30 insured persons (number does not include dependents). Smaller groups can be insured, but it depends on the number of the personnel’s dependents.
Moreover, we can offer one single insurance contract to businesses that share the same legal representative and same field of activity.
You can choose the right group insurance program for you, according to the needs and financial capabilities of your business.
Let's talk about your
needs and dreams
GP1 | GP2 | GP3 | |
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Life Insurance | ![]() | ![]() | ![]() |
Permanent total/partial disability due to an accident | ![]() | ![]() | ![]() |
Wide range of hospital and out-of-hospital services | ![]() | ![]() | ![]() |
Hospital care | ![]() | ![]() | ![]() |
Wellness reward (no use of hospital care) | ![]() | ![]() | ![]() |
Permanent total disability due to illness | ![]() | ![]() | |
Out of Hospital care | ![]() | ![]() | |
Maternity benefits | ![]() |
If, however, you wish to create a custom group insurance program, to be able to freely choose the covers, please contact us, in order to discuss your business needs and to find the appropriate solution for you.
GENERALI OFFERS YOU EVEN MORE
GPS – Generali Privilege System
A complete management system of both hospital and out-of-hospital services, with special discounts and free offers in all sectors of medical and paramedical care.
GPS offers added value to the benefits of a group insurance program that can be perceived and appreciated by employees. It has been created with the needs of employees in mind: the need to have a clear picture of the insurance program and the services, as well as the contracted clinics and hospitals and the need to access a user-friendly digital environment. Available 24/7, 365 days a year and offers guidance for medical issues, useful information for the network of doctors, hospital and clinics.
It assures cost efficiency for the employer, as well as the employees – in case they have to pay extra for a procedure. GPS can be freely used by all insured persons under the group policy (insured employee and his dependents), as well as the company’s Management.
- 700 doctors all over Greece, of every specialization
- Direct payment of doctors by Generali, through the use of Health Club - 100% coverage of medical visits, with no need of payment by the insured person
- Direct payment by Generali in Euromedica, Bioiatriki and the Hygeia Network, with 250 centers/clinics in Greece (we are the only insurer that can offer this service)
- A large network of hospitals, where payment is made directly by us
- The most comprehensive solution in E-Services, which facilitates the use of the insurance program by employees and HR Managers.
All the above ensure the fastest service and prompt care as well as the optimal provision of information through the web application.
MyGenerali Application
The “MyGenerali” digital platform is free and available to all insured persons under a group health insurance program. Employees can find the covers of the program, the manual, the filed claims they have made, the progress of a new claim; they can edit their dependents’ info and read other useful information regarding their insurance program.
RELATED FAQ'S
What else does GPS offer?
Besides the easy management of the insurance covers and useful information, GPS gives you many discounts and offers:
- Free check-up in hospitals and diagnostic centers
- Special prices at diagnostic centers
- Special prices at a network of Physiotherapists
- Special prices for at-home hospitalization
- Discounts at optical stores for glasses and contact lenses
- Discounts at rehabilitation centers
- Discounts for in vitro fertilization
- Discounts at cosmetic medicine centers
Is GPS offered only by Generali? What is it exactly?
Yes. It is an innovation of Generali.
GPS is not an insurance program, but a free service, offered to all insured persons under a Generali group insurance program.
It is a service that has been designed to be user friendly, and facilitate all members of personnel manage their claims and insurance covers and find useful information. It can be accessed 24h a day, 365 days a year and it assures the best cost for the employer as well as the personnel.
What businesses are excluded from the GP group insurance programs?
- Already insured groups (transfer of insurance contracts cannot be made)
- Dangerous professions
- Armed Forces
- Sports teams and sports unions
- Associations and Unions
Can the payment for a GP policy be made in installments?
The payment of the premium for GP packages can only be annual or semiannual.
Can I make changes to a GP group insurance program or separate the personnel into sub groups?
The limits of the coverage of the GP programs cannot be changed. The selected program has to be the same for all members of the personnel. In other words, it is not possible to have different subgroups of personnel under one policy.
Who can be insured by the three programs, GP1, GP2, GP3?
Personnel of 18 years of age up to 70 years of age. Their dependents are also covered by the policies.
Dependents are defined as the spouse (up to 70yrs old) and the children (from 14 days old up to 19 years or 25 years old – if still in university and unmarried).
A completed health questionnaire form is necessary, for any member of the personnel to be included in the group insurance policy.
Who are the three insurance packages, GP1, GP2 and GP3, designed for?
The packages are available only to newly insured groups. A newly insured group is defined as a group that has not been insured for over a year. Minimum number of employees is ten and maximum number is 30, with no limitations in the number of dependents.
If the insured personnel is less than 10, for example 9, it is necessary to have 6 dependents, so the total number of persons reaches 15. In this case however the number of dependents cannot exceed the number of insured employees. The main insured persons cannot be less than 8.
Two or more businesses can be insured under the same contract if the legal representative is the same, and the field of business is the same. For example two restaurants, three bakeries, two clothes stores etc.