GROUP PENSION & SAVINGS PROGRAMS
Corporations are formed by their people, their will to contribute, their identification with a common goal. It is important for the personnel to feel that the company for which they do their best is not a faceless organization and that it is interested in the people and their care.
The instability and uncertainty that characterizes our times causes worry and added pressure to employees, who want to ensure their future and their family’s future. By providing Group Pension you will help them feel more optimistic and confident, with the best possible terms.
Generali’s programs were created with the know-how of an international organization and a 130-year experience to offer flexibility and comprehensive solutions for Group Insurance to businesses of all types.
Pension solutions by Generali
Generali is a leader in the field of Group Pension programs, with a great variety of solutions and a client centered mentality. We offer investment solutions for higher returns, as well as savings programs with contributions from the employer and the employee – if the latter wishes to contribute. The pension can be collected as a one-off payment or as a monthly pension.
“MyGenerali” Digital Platform
The “MyGenerali” digital platform is free and available to all insured persons under a Group Health Insurance program. Employees can find the covers of the program, the manual, the filed claims they have made, the progress of a new claim; they can edit their dependents’ info and read other useful information regarding their insurance program.
Key Information Document: Group traditional saving plan with a guaranteed technical interest _ Employer (Regular premium payments)
Key Information Document: Group traditional saving plan with a guaranteed technical interest _ Employee (Regular premium payments)
Key Information Document: Group traditional saving plan with a guaranteed technical interest _ Employee (Single premium payments)
Key Information Document: Group saving plan unit linked _ Employer (Regular premium payments)
Key Information Document: Group saving plan unit linked_ Employee (Regular premium payments)
What else does GPS offer?
Besides the easy management of the insurance covers and useful information, GPS gives you many discounts and offers:
- Free check-up in hospitals and diagnostic centers
- Special prices at diagnostic centers
- Special prices at a network of Physiotherapists
- Special prices for at-home hospitalization
- Discounts at optical stores for glasses and contact lenses
- Discounts at rehabilitation centers
- Discounts for in vitro fertilization
- Discounts at cosmetic medicine centers
Is GPS offered only by Generali? What is it exactly?
Yes. It is an innovation of Generali.
GPS is not an insurance program, but a free service, offered to all insured persons under a Generali group insurance program.
It is a service that has been designed to be user friendly, and facilitate all members of personnel manage their claims and insurance covers and find useful information. It can be accessed 24h a day, 365 days a year and it assures the best cost for the employer as well as the personnel.
What businesses are excluded from the GP group insurance programs?
- Already insured groups (transfer of insurance contracts cannot be made)
- Dangerous professions
- Armed Forces
- Sports teams and sports unions
- Associations and Unions
Can the payment for a GP policy be made in installments?
The payment of the premium for GP packages can only be annual or semiannual.
Can I make changes to a GP group insurance program or separate the personnel into sub groups?
The limits of the coverage of the GP programs cannot be changed. The selected program has to be the same for all members of the personnel. In other words, it is not possible to have different subgroups of personnel under one policy.
Who can be insured by the three programs, GP1, GP2, GP3?
Personnel of 18 years of age up to 70 years of age. Their dependents are also covered by the policies.
Dependents are defined as the spouse (up to 70yrs old) and the children (from 14 days old up to 19 years or 25 years old – if still in university and unmarried).
A completed health questionnaire form is necessary, for any member of the personnel to be included in the group insurance policy.
Who are the three insurance packages, GP1, GP2 and GP3, designed for?
The packages are available only to newly insured groups. A newly insured group is defined as a group that has not been insured for over a year. Minimum number of employees is ten and maximum number is 30, with no limitations in the number of dependents.
If the insured personnel is less than 10, for example 9, it is necessary to have 6 dependents, so the total number of persons reaches 15. In this case however the number of dependents cannot exceed the number of insured employees. The main insured persons cannot be less than 8.
Two or more businesses can be insured under the same contract if the legal representative is the same, and the field of business is the same. For example two restaurants, three bakeries, two clothes stores etc.