CORPORATE LIABILITY FOR LARGE BUSINESSES
Your vision, sealed by Generali
Your vision is the leverage that mobilizes an entire mechanism for the achievement of your goals. We know that the road to success has obstacles and difficulties. We offer you the safeguards you need in your efforts, so you can surpass all difficulties and continue to do what you are best at: creating value for your company and your personnel, but also for your customers who trust you.
The concepts of responsibility and liability of a company are closely connected to the provisionary measures that ought to be taken for the safety of products, customers and employees. Every big company is a living organism and every event may affect its operations. Thus, unpredictable events or human mistakes that may occur do not only lead to financial obligations towards third parties, but also an impact to the company’s reputation and reliability.
General can offer a series of specialized solutions in the field of Corporate Liability for companies that operate in sectors such as Industrial Production, Technical Works, Freight, Aviation and many more. Through an experienced team and the know-how of an international Insurance Group.
We are always available for the best analysis of your company’s requirements and the right solutions of Corporate Liability that are appropriate for your business.
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CORPORATE LIABILITY SOLUTIONS FOR LARGE BUSINESSES:
General Liability Insurance:
Coverage against material damage, physical injuries or death that may be caused to third parties during the operation of your business, within its premises and / or during the operation of its services.
Product Liability Insurance:
Coverage against material damage, physical injuries or death that may be caused to third parties by the production and supply of faulty products.
Employer’s Liability Insurance:
Coverage against accidents that may be caused, during their work, to personnel and workers employed by your company.
Technical Work Liability Insurance:
Coverage against material damage, physical injuries or death that may be caused to third parties during the execution of construction works by your company.
What else does GPS offer?
Besides the easy management of the insurance covers and useful information, GPS gives you many discounts and offers:
- Free check-up in hospitals and diagnostic centers
- Special prices at diagnostic centers
- Special prices at a network of Physiotherapists
- Special prices for at-home hospitalization
- Discounts at optical stores for glasses and contact lenses
- Discounts at rehabilitation centers
- Discounts for in vitro fertilization
- Discounts at cosmetic medicine centers
Is GPS offered only by Generali? What is it exactly?
Yes. It is an innovation of Generali.
GPS is not an insurance program, but a free service, offered to all insured persons under a Generali group insurance program.
It is a service that has been designed to be user friendly, and facilitate all members of personnel manage their claims and insurance covers and find useful information. It can be accessed 24h a day, 365 days a year and it assures the best cost for the employer as well as the personnel.
What businesses are excluded from the GP group insurance programs?
- Already insured groups (transfer of insurance contracts cannot be made)
- Dangerous professions
- Armed Forces
- Sports teams and sports unions
- Associations and Unions
Can the payment for a GP policy be made in installments?
The payment of the premium for GP packages can only be annual or semiannual.
Can I make changes to a GP group insurance program or separate the personnel into sub groups?
The limits of the coverage of the GP programs cannot be changed. The selected program has to be the same for all members of the personnel. In other words, it is not possible to have different subgroups of personnel under one policy.
Who can be insured by the three programs, GP1, GP2, GP3?
Personnel of 18 years of age up to 70 years of age. Their dependents are also covered by the policies.
Dependents are defined as the spouse (up to 70yrs old) and the children (from 14 days old up to 19 years or 25 years old – if still in university and unmarried).
A completed health questionnaire form is necessary, for any member of the personnel to be included in the group insurance policy.
Who are the three insurance packages, GP1, GP2 and GP3, designed for?
The packages are available only to newly insured groups. A newly insured group is defined as a group that has not been insured for over a year. Minimum number of employees is ten and maximum number is 30, with no limitations in the number of dependents.
If the insured personnel is less than 10, for example 9, it is necessary to have 6 dependents, so the total number of persons reaches 15. In this case however the number of dependents cannot exceed the number of insured employees. The main insured persons cannot be less than 8.
Two or more businesses can be insured under the same contract if the legal representative is the same, and the field of business is the same. For example two restaurants, three bakeries, two clothes stores etc.