Home On - Home Insurance | Generali


Everything you need for your home in one plan


A comprehensive combination of covers at a highly competitive price
Adjust your covers to the distinctive features of your home
Access to innovative services and applications that make your everyday life easier
Personalized service and continuous consultation from one of our specialized advisors
A comprehensive combination of covers at a highly competitive price
Adjust your covers to the distinctive features of your home
Access to innovative services and applications that make your everyday life easier
Personalized service and continuous consultation from one of our specialized advisors

Live the life you deserve. Sit back and enjoy!



Insurance that offers
  • Protection against all risks, such as natural phenomena, malicious actions and unforeseen events
  • Property tax discount up to 10%, with coverages for earthquake and natural disasters
  • Building and contents insurance
  • Suitable for home owners and tenants/renters
  • Optional covers & alternative liability limits
  • Special benefits such as loss of rents, mortgage loan payment


Generali rewards you for:
  • Using alternative energy sources
  • Any additional protection measures you may have taken for your home
  • The annual lump sum payment of your premium
  • Other active policies you may have


Your home is your refuge, your most valuable asset. This is why we offer the option to create a personalized plan according to your needs. The basis of the plan is Property Insurance, which includes different coverage options. If you wish, you can also optionally include Liability Insurance, for an even greater protection.

Property Insurance

Choose the combination of covers that best suits your needs.


Includes the Building structure and its add-ons/ improvements


Includes your personal assets and belongings, electronic equipment, electric appliances, jewelry

Secondary Structures

Covers storages, BBQs, swimming pools, garages, kiosks, fences, walls, gates (indoor and outdoor)

Fire & Fire caused by a Short-circuit, Lightning, Explosion, Smoke, Damage to the Boiler*ticktick
Short circuiting of Electrical Installations – Electrical and Electronic Devicesticktick
Natural Phenomena (Flood – Storm – Tornado - Snow – Frost - Hail)*ticktick
Subsidence / Landslideticktick
Leakage, Break or Overflow of Water Pipesticktick
Vehicle collision, aircraft damage, & trees/ poles crash, damage to the solar water heaterticktick
Disruption of Public Order/ Malicious and Terrorists Actsticktick
Additional costs after damage (garbage collection, temporary housing/ accommodation, transport/ resettlement of contents)ticktick
Accidental Crystal Breakageticktick
Mirror Oxidationtick
Theft/ Burglaryticktick
In case of theft / burglary:
- Illegal use of credit cardtick
- Loss of documents / money / contents of a bank box and coverage of expenses of a psychologist & decoratortick
Storage coststicktick
Engineering Study and Permit expensestick
Loss/ damage of content while in temporary relocationtick
Loss of rents (due to damage or total destruction)tick
Housing loan paymenttick
Mortgage / Pledge Lender Termticktick
Adjustment of insured capita due to increase in consumer price indexticktick
Photovoltaic system & Loss of income due to interruption of power supply from the photovoltaic systemtick
Food spoilagetick
Newly acquired itemstick
Random eventtick
Electronic devicestick
Basic Covers
Optional Covers
* Necessary covers for the ENFIA property tax discount

Liability Insurance

  • Coverage for material damages or physical injuries to third parties

Property tax discount up to 10%

Have you insured your house for major risks such as fire, flooding and earthquake?
Learn if you are entitled of the property tax discount and find out the specifics.


In case of damage to your property, we provide you with several services for the immediate restoration and containment of the damage. More specifically, we provide:


Possibility of completing the damage report online by recording the damage through a video call with a claims expert


Coordination and supervision of the restoration work by a cooperating workshop and immediate repair of the damage


Immediate compensation for damages up to €2,500, without the submission of any supporting documents


A specialized network of technicians for immediate damage repair, available 24/7



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Informational Documents

Information Document
Insurance Product Information Document (IPID)

Frequently Asked Questions

Home insurance, although not very popular in Greece, is an extremely important coverage. By comparing our competitive annual premium to the high repair costs for the covered damages, the plan proves to be a value-for-money insurance solution. The monthly costs for Home On’s basic covers is equal to purchasing one small bottle of water every day. Respectively, the monthly costs for Home On’s basic covers together with the optional building and contents earthquake extra is equal to 1 cup of coffee every day.

*The above amount is based on a property with the following characteristics: 100 sqm flat located in Athens, built in 2008, with building coverage of €100,000 and content coverage of €30,000.00.

The insured property in reconstruction cost value for buildings, and in replacement cost value for contents.

Reconstruction cost value is the sum of the square meters of the insured property and its secondary and shared roofed facilities, multiplied by 1,100 euros per square meter for Apartments - Duplex Apartments (Maisonettes) and by 1,200 euros for Detached Houses. For contents, it is the above sum multiplied by 300 euros per square meter.

The above amounts are the minimum indicative value per square meter and type of property. You can of course adjust the amount per square meter according to the correct insured values.

The value of special structures (swimming pools and their facilities, BBQs, garages, outbuildings, exterior walls, fencing, antenna installations, solar power boilers) is included in the value of the insured property.

Home On is suitable for home owners and tenants/renters and offers a wide range of building and contents covers. The insured can choose between insuring only contents (e.g. the tenant) or the building or both.

Home On is the ultimate insurance solution for your home and the most comprehensive plan in the market. It stands out for its diversity and range of covers against potential hazards and risks as well as the full compensation offered for damages and the consequences incurred. Generali has studied all the potential risks and offers flexibility to navigate through optional extras and alternative liability limits for selecting the best, customized combination that suits each insured’s individual needs.

Insurance covers are also supplemented by services that ensure quick and straightforward customer support, such as technical support, quick damage payouts without submitting documents and digital tools.

Earthquake is covered if the building is an earthquake-resistant structure constructed after 1960 and has not suffered damages from previous earthquake(s).

Insurance Solutions tailored to your individual needs

We offer customized insurance plans to cover every aspect of your life