HOME INSURANCE Home On

Home insurance, although not very popular in Greece, is an extremely important coverage. By comparing our competitive annual premium to the high repair costs for the covered damages, the plan proves to be a value-for-money insurance solution. The monthly costs for Home On’s basic covers is equal to purchasing one small bottle of water every day. Respectively, the monthly costs for Home On’s basic covers together with the optional building and contents earthquake extra is equal to 1 cup of coffee every day.

*The above amount is based on a property with the following characteristics: 100 sqm flat located in Athens, built in 2008, with building coverage of €100,000 and content coverage of €30,000.00.

The insured property in reconstruction cost value for buildings, and in replacement cost value for contents.

Reconstruction cost value is the sum of the square meters of the insured property and its secondary and shared roofed facilities, multiplied by 1,100 euros per square meter for Apartments - Duplex Apartments (Maisonettes) and by 1,200 euros for Detached Houses. For contents, it is the above sum multiplied by 300 euros per square meter.

The above amounts are the minimum indicative value per square meter and type of property. You can of course adjust the amount per square meter according to the correct insured values.

The value of special structures (swimming pools and their facilities, BBQs, garages, outbuildings, exterior walls, fencing, antenna installations, solar power boilers) is included in the value of the insured property.

Home On is suitable for home owners and tenants/renters and offers a wide range of building and contents covers. The insured can choose between insuring only contents (e.g. the tenant) or the building or both.

Home On is the ultimate insurance solution for your home and the most comprehensive plan in the market. It stands out for its diversity and range of covers against potential hazards and risks as well as the full compensation offered for damages and the consequences incurred. Generali has studied all the potential risks and offers flexibility to navigate through optional extras and alternative liability limits for selecting the best, customized combination that suits each insured’s individual needs.

Insurance covers are also supplemented by services that ensure quick and straightforward customer support, such as technical support, quick damage payouts without submitting documents and digital tools.