Home insurance program Home Style
With Home Style, you make sure that your property is insured, at a very competitive cost. It offers targeted protection against specific damages for the building and the content with no further pre-requirements.
Now you can earn even more! With every annual house insurance plan, you get 15% off your premiums. See the terms and conditions of the offer here and contact your personal insurance agent for your insurance plan.
Choose the combination that suits your needs!
Terms & Conditions
- The discount applies to new Home On & Home Style home insurance policies that will take place until 31.03.24, with an annual payment frequency
- The percentage of discount on Home On policies for homes located in the Prefectures of Attica, Fthiotida, Evritania, Evia, Fokida, Viotia, Kefallinia, Zakynthos, Lefkada & Magnesia, with the option of earthquake coverage, is 20%
- The discount rate for Home On insurance is 20%, for homes located in the Prefectures of Attica, Fthiotida, Evritania, Evia, Fokida, Viotia, Kefallinia, Zakynthos, Lefkada & Magnesia
- The percentage of discount on Home On insurance policies for homes located throughout the rest of Greece, with the option of earthquake coverage, is 10%
- The discount on Home Style insurance policies with the option of earthquake & natural phenomena coverage, is 15%
Covers
The building
building structure and its add-ons/ improvements
The content
such as assets and personal belongings, electronic equipment, electric appliance, jewelry
Secondary structures
such as storages, BBQs, swimming pools, garages, kiosks, fences, walls, gates (indoor and outdoor)
COVERS
Home Style is available in 3 different combinations. | |||
---|---|---|---|
Basic Covers | |||
Fire & Fire caused by a Short-circuit* | |||
Lightning | |||
Explosion (from any source) | |||
Smoke | |||
Forest Fire* | |||
Aircraft Damage (or from a part of an aircraft) | |||
Housing Loan payment | |||
Engineering Study and Permit expenses | |||
Civil Liability due to Fire | |||
Adjustment of insured capital | |||
Underinsurance | |||
Optional Covers | |||
Photovoltaic system | |||
Loss of income due to interruption of power supply from the photovoltaic system | |||
Earthquake* | |||
Natural Phenomena (Flood – Storm – Tornado - Snow – Frost – Hail)* | |||
Disruption of public order | |||
Malicious acts | |||
Terrorist acts |
* Necessary covers for the ENFIA property tax discount |
REWARDS & DISCOUNTS
Generali rewards policy holders for:
Use of alternative, eco-friendly, energy sources (solar, wind and geothermic power)
One-off annual payment of premium
Get in touch with one of our insurance agents and get 15% off your premiums
INFORMATIONAL DOCUMENTS
Information Document
Insurance Product Information Document (IPID)
RELATED FAQ'S
How am I covered in case of natural disaster?
In case of natural disaster, such as flood, storm, thunderstorm, snowfall, frost or hail, we cover the costs for the material damages and the expenses required for the pumping of water from your home.
In addition, with the “Natural Catastrophe Response” service, we activate a set of services in case of a major catastrophic event, thus reducing time and bureaucratic procedures. More specifically, through our network of specialized partners, you can register the damages immediately, 24 hours a day, receive advance payment to begin the repair work and to be able pay for hotel accommodation and psychological support.
What do I have to do in case of burglary?
- Contact the police immediately
- Report the burglary/ theft to Generali or your insurance agent
How can I receive my compensation for damages caused by fire?
- You have to report the incident to the Fire Department (199)
- You have to report it to Generali or your insurance agent
Does Generali cover me against earthquake damages?
Yes, but with the following conditions:
- The property was built after 1960
- The property was built in accordance to antiseismic guidelines
The property has not been damaged by previous earthquakes
What are the insured values?
The value of reconstruction of the insured property, when insuring a building structure. The value of replacement, when insuring content.
Value of reconstruction: we define the total of m² of the insured property and added spaces multiplied by 1,000 euros per m².
Value of replacement: the total of m2 of the insured property and added spaces multiplied by 300 euros per m².
The value of special structures (pool, gazeebo, BBQ, garage, solar power boiler etc.) will be included in the total value of the property.