Home insurance program Home Style
With Home Style, you make sure that your property is insured, at a very competitive cost. It offers targeted protection against specific damages for the building and the content with no further pre-requirements.
The program is appropriate for home loan holders and those who wish to insure of their first home, as well as their holiday home only. The program is especially flexible and gives you to ability to select between different cover combinations so as to choose the one that is more appropriate for your personal needs.
Choose the combination that suits your needs!
building structure and its add-ons/ improvements
such as assets and personal belongings, electronic equipment, electric appliance, jewelry
such as storages, BBQs, swimming pools, garages, kiosks, fences, walls, gates (indoor and outdoor)
Home Style is available in 3 different combinations.
|Fire & Fire caused by a Short-circuit|
|Explosion (from any source)|
|Aircraft Damage (or from a part of an aircraft)|
|Housing Loan payment|
|Engineering Study and Permit expenses|
|Civil Liability due to Fire|
|Adjustment of insured capital|
|Loss of income due to interruption of power supply from the photovoltaic system|
|Natural Phenomena (Flood – Storm – Tornado - Snow – Frost – Hail)|
|Disruption of public order|
REWARDS & DISCOUNTS
Generali rewards policy holders for:
Use of alternative, eco-friendly, energy sources (solar, wind and geothermic power)
One-off annual payment of premium
Let's talk about your
needs and dreams
Insurance Product Information Document (IPID)
How am I covered in case of natural disaster?
In case of natural disaster, such as flood, storm, thunderstorm, snowfall, frost or hail, we cover the costs for the material damages and the expenses required for the pumping of water from your home.
In addition, with the “Natural Catastrophe Response” service, we activate a set of services in case of a major catastrophic event, thus reducing time and bureaucratic procedures. More specifically, through our network of specialized partners, you can register the damages immediately, 24 hours a day, receive advance payment to begin the repair work and to be able pay for hotel accommodation and psychological support.
What do I have to do in case of burglary?
- Contact the police immediately
- Report the burglary/ theft to Generali or your insurance agent
How can I receive my compensation for damages caused by fire?
- You have to report the incident to the Fire Department (199)
- You have to report it to Generali or your insurance agent
Does Generali cover me against earthquake damages?
Yes, but with the following conditions:
- The property was built after 1960
- The property was built in accordance to antiseismic guidelines
The property has not been damaged by previous earthquakes
What are the insured values?
The value of reconstruction of the insured property, when insuring a building structure. The value of replacement, when insuring content.
Value of reconstruction: we define the total of m² of the insured property and added spaces multiplied by 1,000 euros per m².
Value of replacement: the total of m2 of the insured property and added spaces multiplied by 300 euros per m².
The value of special structures (pool, gazeebo, BBQ, garage, solar power boiler etc.) will be included in the total value of the property.