Comprehensive home Insurance Program Home On

Your home is your personal shelter as well as a valuable asset. With the Home On insurance program, you can protect your main and holiday home with a comprehensive and flexible insurance plan, against all risks, at a very competitive price.

Now you can earn even more! With every annual house insurance plan, you get up to 20% off your premiums. See the terms and conditions of the offer here and contact your personal insurance agent for your insurance plan.

Recommended for both owners and tenants, the program offers an extensive range of coverage to protect the building structure and its content, as well as optional covers & different liability limits for you to choose the options that meet your personal needs.

Everything you need for your home in one program!

Terms & Conditions

  • The discount applies to new Home On & Home Style home insurance policies that will take place until 31.12.2023, with an annual payment frequency
  • The percentage of discount on Home On policies for homes located in the Prefectures of Attica, Fthiotida, Evritania, Evia, Fokida, Viotia, Kefallinia, Zakynthos, Lefkada & Magnesia, with the option of earthquake coverage, is 20%
  • The discount rate for Home On insurance is 20%, for homes located in the Prefectures of Attica, Fthiotida, Evritania, Evia, Fokida, Viotia, Kefallinia, Zakynthos, Lefkada & Magnesia
  • The percentage of discount on Home On insurance policies for homes located throughout the rest of Greece, with the option of earthquake coverage, is 10%
  • The discount on Home Style insurance policies with the option of earthquake & natural phenomena coverage, is 15%



The building

Building structure and its add-ons/ improvements


The content

such as assets and personal belongings, electronic equipment, electric appliances, jewelry


Secondary structures

such as storages, BBQs, swimming pools, garages, kiosks, fences, walls, gates (indoor and outdoor)


Property tax discount up to 10%

Insure your house for major risks such as fire, flooding and earthquake and get up to 10% discount on your property tax.

Fire & Fire caused by a Short-circuit, Lightning, Explosion, Smoke, Damage to the Boiler*ticktick
Short circuiting of Electrical Installations – Electrical and Electronic Devicesticktick
Natural Phenomena (Flood – Storm – Tornado - Snow – Frost - Hail)*ticktick
Subsidence / Landslideticktick
Leakage, Break or Overflow of Water Pipesticktick
Vehicle collision, aircraft damage, & trees/ poles crash, damage to the solar water heaterticktick
Disruption of Public Order/ Malicious and Terrorists Actsticktick
Additional costs after damage (garbage collection, temporary housing/ accommodation, transport/ resettlement of contents)ticktick
Accidental Crystal Breakageticktick
Mirror Oxidationtick
Theft/ Burglaryticktick
In case of theft / burglary:
- Illegal use of credit cardtick
- Loss of documents / money / contents of a bank box and coverage of expenses of a psychologist & decoratortick
Storage coststicktick
Engineering Study and Permit expensestick
Loss/ damage of content while in temporary relocationtick
Loss of rents (due to damage or total destruction)tick
Housing loan paymenttick
Mortgage / Pledge Lender Termticktick
Adjustment of insured capita due to increase in consumer price indexticktick
Photovoltaic system & Loss of income due to interruption of power supply from the photovoltaic systemtick
Food spoilagetick
Newly acquired itemstick
Random eventtick
Electronic devicestick
tickBasic Covers
tickOptional Covers
* Necessary covers for the ENFIA property tax discount

Liability Insurance

  • General Liability: Coverage for material damages or bodily harm (injury) of third parties due to your own negligence or omission
  • Liability for Damage: Coverage for material damages of third parties of their real estate due to damage covered by the insurance policy


In case of damage to your property, we provide you with several services for the immediate restoration and containment of the damage. More specifically, we provide:

Online damage report

Possibility of completing the damage report online by recording the damage through a video call with a claims expert

Direct Repair

Coordination and supervision of the restoration work by a cooperating workshop and immediate repair of the damage

On the spot payment

Immediate compensation for damages up to €2,500, without the submission of any supporting documents

Immediate technical assistance

A specialized network of technicians for immediate damage repair, available 24/7


Generali rewards policy holders for:


Use of alternative, eco-friendly, energy sources (solar, wind and geothermic power)


Additional home security measures


Amount of insured capital

As well as for:


Renewal of policy


One-off annual payment of premium


More than one insurance policies with Generali (under same VAT number)

Get in touch with one of our insurance agents and get up to 20% off your premiums

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Information Document

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Insurance Product Information Document (IPID)

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