Business On Essential - SMEs Insurance | Generali
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Business On Essential

SMALL & MEDIUM SIZED BUSINESSES Business On Essential

The essential coverage for your business

Features

Ideal for companies looking to fulfill mandatory coverage needs at a reasonable price
Enhanced with services providing an ecosystem of protection and support
Incentives based on safety measures and use of alternative energy sources
Ideal for companies looking to fulfill mandatory coverage needs at a reasonable price
Enhanced with services providing an ecosystem of protection and support
Incentives based on safety measures and use of alternative energy sources

Your ally in business growth

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ADVANTAGES

Business On Essential provides the required coverage that every contemporary business needs.
  • Tailored to the needs of businesses with respect to the mandatory coverage required by Law 5116/2024, against natural disasters.
  • Coverage for a wide range of professional activities for small and medium-sized enterprises (SMEs)
  • Coverage available for the building, equipment, raw materials, production assets, and add-ons/ improvements.

BENEFITS

Generali rewards you with a discount on your premium based on:
  • Fire protection measures
  • Alternative energy sources
  • Amount of insured capital

Property Insurance

A targeted solution that provides specific coverage that meets minimum legal requirements.

The Building

Includes the building structure and potential add-ons/ improvements

The Content

Includes standard equipment, machinery, goods & commercial products, within the business, raw materials and objects places outdoors or under sheds.

Secondary structures

Includes structures such as kiosks, enclosures, fences, walls, swimming pools, signs etc.

IN DETAIL
CoversBuildingContent
Fire - Lightning & Fire caused by a Short-circuit
Explosion
Aircraft Crash
Flood – Storm – Lightning – Tornado – Hurricane – Cyclone
Earthquake (Fire and/or Tremor)

Services

In case of damage to your property, we provide you with several services for the immediate restoration and containment of the damage. More specifically, we provide:
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ONLINE DAMAGE REPORT

Get online expert opinion and damages report via video call
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DIRECT REPAIR

Coordination and supervision of the restoration works by our cooperating network and immediate repair of the damage
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ON THE SPOT PAYMENT

Immediate compensation for damages up to € 2,500, without the submission of any supporting documents
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Informational Documents

 
 
 
Information Document
Insurance Product Information Document (IPID)